What is a Structured Settlement Annuity Payment Buyer? - DRB Capital
parallax background

What is a Structured Settlement Annuity Payment Buyer?

Dog bite attack results in serious injury.
Celebrity Accident Case Revisited: Kristin Cavallari and Ex Husband Jay Cutler Facing Dog Bite Injury Lawsuit
August 5, 2021
common types of structured settlement examples.
5 Common Structured Settlement Examples
September 13, 2021

Structured Settlement Annuity Buyer Can Help

If you’ve been receiving structured settlement payments, you may have heard the term “structured settlement annuity payment buyer” before. Whether you just started receiving payments or you’ve been receiving them for years, you may want to learn more about your other options, including how a structured settlement annuity buyer can help and the benefits of selling structured settlement payments for a lump sum of cash.

Offering Various Options

structured settlement payment optionsThere is no one-size-fits-all decision when it comes to structured settlement payments and lump sum payments. Some people benefit more from one over the other, and others find that a compromise between the two options is optimal. Additionally, what worked for your life at one point may no longer be the best choice for you. The structured settlement payments may have been an ideal setup when they first started coming in, but now you’re looking to receive money upfront in one lump sum.

If you’re unsure about selling all of your future structured settlement payments for a lump sum, a structured settlement annuity payment buyer can also offer a  solution that is suited for you. While some people do benefit most from selling all of their structured settlement payments in order to reach their goals, for others, selling just a portion of them is ideal. That is one of the best things about working with a structured settlement annuity buyer: there is a great deal of flexibility involved, and we can work with you on exploring various options and finding the solution that works best.


Oftentimes, people sell some (or all) of their structured settlement payments because they need upfront cash to make a large purchase. These types of purchases vary, but common scenarios include buying a home and purchasing a car. Even if you’re taking out a mortgage for a home purchase, most loans require borrowers to make a down payment toward the purchase of the home. Saving up the money for a large purchase can be time-consuming and very difficult, also by the time you reach your goal, you may have missed your window of opportunity. Even if you aren’t planning on making an immediate purchase of this nature, but you anticipate that you may want to in the near future, be prepared by reaching out to a structured settlement annuity payment buyer and getting the process started. This way, when you are ready to make a purchase, you’ll have the money you need ready to go.

Debts and Obligations

financial debtCatching up on loan and credit card payments is another reason to work with a structured settlement annuity payment buyer. If debt and interest payments are consuming you, use your lump sum of cash to make a dent in your debt or eliminate it completely. Whether you’re dealing with student loans, high car payments, personal loans or large amounts of credit card debt, a lump sum of cash can be the perfect solution to getting rid of that debt once and for all.

Selling structured settlement payments for a lump sum of cash can also make it possible to take care of other obligations and immediate expenses, such as paying for college or funding the startup of a new business. By receiving your money in a lump sum payment, it can be easier to reach your goals. This money can also help you pay for these things upfront rather than financing them: for example, a lump sum of cash can make it possible to avoid costly student loans or business loans and can help keep you from getting into debt to begin with.

Financial Hardships

Life can be unpredictable, which is why the sudden need for a lump sum payment may arise. When someone is laid off, for example, simply catching up for everyday expenses and mounting bills can be overwhelming. With the COVID-19 pandemic, for instance, mass layoffs resulted in financial challenges for a significant number of people around the world. Many people are struggling to make housing payments, and even have difficulties paying for everyday necessities, such as food. For those facing financial hardships, selling a portion of structured settlement payments for a lump sum of cash can help to alleviate the financial stress they’re facing and can make a significant difference overall.

Life Doesn’t Wait, and You Don’t Have To, Either

sell structured settlement payments fastWaiting for your periodic payments to arrive in order to save up for a specific goal can be frustrating and overwhelming. We understand this, and as a structured settlement annuity buyer, we want to help you accomplish your goals by receiving that money sooner in one lump sum. Although it can vary based on your specific structured settlement and other factors, the average turnaround time to receive a lump sum payment is just 45 days but varies by each individual case, it can be shorter or longer. Imagine the possibilities by receiving a lump sum of cash. Contact us today at 877-894-4541 to learn more about the different options available, to learn more about the process, and to receive your no-obligation quote!