An annuity is a contract where an insurance company or another group agrees to make payments to an individual for a specific period of time. Many times, the person receiving the payments is the plaintiff-or the injured party-in a lawsuit. The choice to settle a case using an annuity saves the defendant much more money than a cash settlement, because of a concept called time value of money.

Are you facing financial challenges and considering options to sell your annuity? If so, you can sell annuity payments to DRB Capital for a lump sum of cash. Contact us at 855-582-9975 to learn more on how we can assist you or your independent advisor in turning your future annuity payments into the cash you need today!

Annuities are designed to provide income over a long period of time-generally several years. There are multiple kinds of annuities; many lottery winners receive an annuity for their jackpot winnings, for example. Just because the annuity guarantees payment over a period of time does not mean it is always a good choice for the plaintiff in a lawsuit however; there are many circumstances that lead to the need for the person receiving an annuity to collect all or some of the money all at once, rather than waiting for payments over several years.

If you have been injured because of someone’s negligence, and have received a settlement in the form of an annuity, then you may also have a lot of expensive needs that go along with your injuries. Since lawsuits and settlements can take months or years to be concluded, those bills may pile up. If you have these kinds of expenses, then selling an annuity for a lump sum of cash may be helpful for you; you can take care of bills and get your life back to normal.

Some other reasons you might want to sell your future annuity payments for cash you can use right now include wanting to pay for your education-or for education for your children or loved ones. You may want to buy a house with your annuity money. Other major expenses include cars and starting a new business. In all of these cases, it may make sense to try and sell annuity payments in exchange for a lump sum of cash.

We explained before that there are many different kinds of annuities; there are pension annuities, lottery jackpot annuities, deferred annuities, and even more. The primary annuity type that DRB Capital is able to purchase is an annuity that comes from a lawsuit. If you have received a settlement that includes an annuity payment, we can answer any questions you or your independent advisor may have so you can determine whether or not you qualify to sell your future annuity payments to get some or all of your cash at once.

Knowing whether or not your annuity will qualify can depend on a lot of factors. Please contact us with any questions you or your independent advisor have about whether your annuity qualifies. One of our experienced professionals will find out the details of your annuity to help you or your independent advisor determine if your annuity qualifies, and answer questions about how we purchase annuities and what the process means. With DRB Capital, you will work with the same experienced professional throughout the process, so you and your independent advisor are fully informed of the process.

The value of the money you receive in an
annuity changes over time.
The amount of money you receive in your annuity may be worth less in the future, even though the
amount itself hasn’t changed.

Time Value of Money is an important concept in annuities and structured settlements. Basically, the idea is that over time the value of money tends to decrease. You can see it for yourself in your everyday life: something that used to cost $5 a few years ago may cost $7 now.

One example of this is that in 1983, daycare cost about $40 per week; in 2011, however, it costs an average of $143 per child per week. Another example is that in 1985 the average rent for an apartment was $315 per month-while in 2013 that cost has gone up to $1,062.

With that in mind, consider how long it will take your annuity to finish paying you; how much will the money be worth by the time you reach, say, the year 2033? If you need money for a major expense, or are interested in investing in education or a new business, you may want to consider selling an annuity for money right now, instead of waiting.

Are you exploring the option to sell annuity payments to receive the extra cash you need? If so, DRB Capital can purchase annuity payments for a lump sum of cash. Contact us at 855-582-9975 to learn how selling annuity payments could provide the financial relief you need today!

DRB Capital does not provide professional financial or legal advice and the Site is not intended as a substitute for professional financial or legal advice. Persons accessing this information assume full responsibility for the use of the information and understand and agree that DRB Capital is not responsible or liable for any claim, loss or damage arising from the use of the information. All content provided is for informational purposes only. DRB Capital makes no representations as to the accuracy, completeness, currentness, suitability, or validity of such content and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use.

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