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What Is a Structured Settlement Capital and How Can You Use It?
Pay Off Debts the Smart Way Using Stuctured Settlement Money
 

You may decide that you want to get settlement money now from your structured settlement or annuity to buy a house.

Once your bills are paid and everything is more or less back to normal—or as normal as life gets—buying a house can be a very good choice, because it gives you more freedom and can make your life more stable. It also gives you a chance to have a home that is designed for your needs if you’re injured. There are many reasons to think of buying a house; if you have decided that’s something you want to do, there are some things to think about.

Of course, if you get settlement money now and you are ready to roll and you’re looking for a house to buy, you’ll notice that house prices most everywhere are not as bad as they used to be.

There are a lot of people selling, and not very many people buying; that means you’re able to get a better price or better terms. Your annuity payments or structured settlement may be enough to afford a mortgage—but are you able to make the initial down payment? Keep in mind, the smaller your down payment, the more you’re going to pay in the long run in the mortgage, because of interest and other fees that come with paying over time. Also keep in mind that later on in life—five, ten, twenty years from now—you may not be in the same position you are today, so that you may not be able to make the same monthly payments you could afford now, even with the annuity or structured settlement payments you’re getting now. In other words, the more you can pay up-front in a down payment, the less you’re going to have to pay later, when it may count a lot more.

A good solution for these problems would be to cash out part or all of your structured settlement payments to get settlement money now instead of waiting.

If you work with a structured settlement funding company like DRB Capital, you can get access to much more of your settlement all at once. The company will help you get the money you need to make a strong down payment, or to buy a house outright, depending on your situation and needs. Finally, make sure that you take your time in finding the right house to move into. If you or one of your loved ones has a disability, it’s important to keep that in mind while you’re searching, and make sure that your new home will be comfortable and exactly what you need. You can renovate the house after you move in, but that will cost more money. Choose a house that works best for you and your family, and then contact DRB Capital to get access to your structured settlement funds for a lump sum of cash to make it easy to buy.

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