We all know that the holidays are that time of year when it seems like bills and expenses just pile up. Even if you plan and budget, it seems like you always end up with something coming up—the need to travel suddenly, or maybe a problem with the car due to the weather. If you have expenses now that you know you will still be dealing with during the holidays, consider selling some of your structured settlement payments or selling future annuity payments for a lump sum of cash.
While the laws for selling your structured settlements vary from state to state, the average time it takes to get your lump sum of cash is about 8 to 12 weeks. First, you would contact DRB Capital and talk to us about your needs, as well as the terms of your structured settlement or annuity agreement. If you qualify, we’ll discuss what kind of offer we can give you for a lump sum of cash. There are some steps that you have to take—there is paperwork that has to get done—but we make sure that we get you your cash as quickly as possible, because we know money troubles are especially stressful this time of year. The reason that it takes so long to get your lump sum is because, in most cases, a judge must review and approve the sale of structured settlement payments.
If you have an annuity, however, the process usually takes less time; in some cases as little as two or three weeks—though of course this isn’t always the case, and it may take longer. In either case—whether you need money from your structured settlement payments, or from your future annuity payments—it’s not a good idea to wait until the last minute. If you’re already facing hard choices in your expenses, starting the process now to sell your structured settlement payments for a lump sum of cash can mean that you will be able to make sure the holidays are a big success for your family and friends.
At DRB Capital we put our customers first and we want to wish each and every one of you success in 2015. If you have any questions about how you can get a lump sum for your structured settlement, please call us at 1-800-411-4142.