How to Sell My Annuity Payments for Cash Now - DRB Capital
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If you’re receiving annuity payments and have considered selling your future payments for a lump sum, you may be asking yourself, “how can I sell my annuity payments?” It can be daunting when figuring out where to begin and what the first step is, but at DRB Capital, we’re here to help make the process as easy and stress-free as possible.

Determine if your Annuity Qualifies

annuity optionsPeople have different types of annuities for different reasons; for example, people may have annuities as a result of winning the lottery, investing in a pension, and more. Although many different types of annuities will qualify for funding, not all will. The most common type of annuity that qualifies for funding is a structured settlement annuity or one that results from a lawsuit. You may still be asking yourself, “am I eligible to sell my annuity payments?” If you have any questions about whether your annuity is eligible, we are happy to help.

Contact DRB Capital today at 877-894-4541 to learn more about selling some or all your future annuity payments for a lump sum of cash.

Determine your Financial Needs and Goals

Many annuitants ask themselves one common question: “Do I have to sell my annuity payments in their entirety?” One of the great things about selling annuity payments is the flexibility, and the ability to come up with a customized solution that best suits your financial needs and goals. Several factors should be taken into consideration, such as how many payments you have remaining, the value of your annuity, and what you want to do with your lump sum of cash.  Perhaps you have a very specific goal in mind, such as buying a home or paying off debt.

calculate your financial optionsDepending on how many payments you have remaining and the value of your annuity, you may be able to sell just a portion of your annuity payments to receive the money you need, while keeping the remainder of your payment stream intact. On the other hand, some annuitants find that selling all of their entire annuity payments is ideal for their needs.

Selling all your future annuity payments will give you the biggest payout, and could be the best choice, depending on several factors. Selling a portion of future payments can also give you the best of both worlds: the opportunity to receive more money upfront, while also still receiving long-term payments. At DRB Capital, we can help you explore the different options available.

Explore the Advantages and Disadvantages

Once you’ve determined that your annuity qualifies for a lump sum through the sale of future payments, and you’ve compared the different options, you’re ready to move on to the next step. You may be asking yourself at this point, “do I really want to sell my annuity payments at this time?” It’s important to realize that you shouldn’t rush this decision and that everyone’s situation is unique. For many annuitants, receiving their money sooner is the ideal solution for their financial concerns. For others, keeping some (or all) of their payments intact, at least for the time being, could be the better option.

If you decide that you’re ready to move forward with the sale of some or all of your annuity payments, DRB Capital is standing by and available to help get the process started. If you’re not quite ready just yet, that is perfectly okay, too. If you ever do decide in the future that you’re ready to sell annuity payments, we’ll be ready to help.

Compare your Options

sell future annuity paymentsOnce you’ve decided to move forward with the sale of your future annuity payments, the final step is to find a trusted annuity payment buyer. You’ll want to compare different options and be sure that you’re working with a reputable company. Be diligent when making your decision and be sure to read online ratings and reviews from other annuitants. Once you’ve narrowed down your list to a few choices, reach out to each annuity payment buyer individually and ask questions, such as how they can help, what options they provide, their fees, and so on. Reputable buyers will be transparent and will be happy to ask any questions you have before asking you to commit to anything; be wary of companies that are vague and refuse to provide any specific details.

Contact DRB Capital

At DRB Capital, we are experienced in purchasing annuity payments and we are one of the most trusted annuity payments purchasers in America. We take pride in the services we offer and the solutions we provide for annuitants who are looking for flexibility when it comes to receiving cash sooner. If you’re ready to get started on the sale of your annuity payments, or if you’d like more information, contact DRB Capital today at 877-894-4541.

 
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