CALL or TEXT NOW* - free quote!

800-411-4142

Se Habla Español

Turn Future Income Into cash today

Pre-Settlement Funding


If you’re in the middle of pursuing a claim because of injuries you suffered due to another person’s negligence, such as a personal injury lawsuit or a medical malpractice lawsuit, you may find that you are in need of immediate financial assistance, and DRB has a service that can assist you in getting the help you need, through its affiliate US Claims.

What is Pre-Settlement Funding?

Pre-Settlement Funding

  • You receive the money you need the most right now, instead of waiting for settlement
  • We get paid back only if there’s a recovery
  • If you do not receive a settlement, you are not under obligation to repay the advance
  • You can get up to 20% of your expected settlement recovery

Because many cases can take a very long time to be resolved, victims of personal injury, medical malpractice, and other types of law suits may find themselves in need of money before they receive any settlement or judgment. If you need cash before your case is resolved, you have come to the right place; we offer the option to receive an advance of up to 20% of the amount of money you’re anticipating to receive from your lawsuit.

Pre-settlement funding, however, is not a loan. That means that we will only be paid back if you actually receive a recovery from your case. If you do not receive any money from your case, then we don’t get paid back.

What Kinds of Cases Qualify for Pre-Settlement Funding?

  • Auto Accident
  • Labor Law
  • Premises Liability
  • Medical Malpractice
  • Mass District Litigation
  • Wrongful Death
  • Verdicts Under Appeal
  • Judgments
  • Settled Cases

We can assist many people with pre-settlement funding, or in other words, with a cash advance from the settlement or judgment you’re expecting to receive for your injuries. If you’re not certain what category your lawsuit falls under, contact one of our representatives who can verify the details of your case and let you know if you qualify.

How Long is The Pre-Settlement Funding Process?

  • Time to receive your payments may vary
  • We can get you cash in as little as 24 hours

While the process may take longer or shorter periods of time depending upon your specific situation and case, we can give you a pre-settlement cash advance in as little as 24 hours from the time that we receive documents about your case. If you’re in need of pre-settlement lawsuit funding for one of any number of reasons, it’s a good idea to get in touch with an account executive and find out if your case qualifies for the assistance you need.

Why Should I Get Pre-Settlement Funding?

  • Bills and debt can make it hard to wait for your settlement
  • Trials and settlements can take months and years to resolve
  • Sometimes you need money right now, instead of later

Pre-settlement funding is one way that people can get by while they’re waiting for the bigger amount of money they expect from a personal injury or other type of lawsuit settlement. The sad fact is that trials can take months or years to be completed, and even once the initial trial is over, you may have to wait an even longer time if the insurance company appeals the judgment. This can leave you in a difficult place, because your injuries may have made it impossible to work or get back to normal after your accident or injury, and with each passing day you’re going more in debt. Pre-settlement funding gives you the chance to keep your life managed while you’re waiting for the trial to end.

Do We Provide Funding in All States?

We provide pre-settlement funding in most states. We do not currently provide funding to consumers residing in Arizona, Arkansas, Illinois, Maine, Maryland, Minnesota, Nebraska, Tennessee or Vermont.  Additional restrictions may apply. Call for details.

What Fees Are There?

  • Flat, non-compounding fee of 17.5% for each 6-month period
  • One-time fee of $350
  • You save money working with us instead of another company
  • No out of pocket expenses

We take pride in the fact that the cost of our pre-settlement funding is about 50% less than the average in our industry. We charge you a flat, non-compounding fee of 17.5% for each six month period that the money is outstanding. So, if it takes a year from the point that we give you the pre-settlement funding to when the settlement is recovered, that is two 17.5% fees; at a year and a half, it’s three 17.5% fees and at two years it’s four 17.5% fees.

While 17.5% may seem like a lot, most of the companies that offer pre-settlement cash advances use compound interest. What this means is that the interest rate associated with your advance is based on the balance owed—not the amount given to you. The interest “compounds,“ being added to the balance owed, and the dollar amount of the fee continues to go up for each period. With our system, you pay flat fees depending on how long it takes alone—no creeping, growing cost—which saves your thousands of dollars over time.

There is also a one-time fee of $350 called a document fee that is added onto the advance amount. This is a fee associated with receiving and managing the documents associated with your case and your pre-settlement funding.

Our pre-settlement funding is a non-recourse advance, which means that if you do not receive a recovery on your case, we do not get paid back. We also do not require you to make any payments upfront, or to make any monthly payments.

USClaims Voted Top Legal Funding Company for Fifth Year

Readers of The Legal Intelligencer rank pre-settlement funding company in the top tier as trusted service provider to attorneys and personal injury clients

MOORESTOWN, N.J. (October 2014) ““ DRB Financial Solutions, LLC is pleased to announce that its subsidiary, USClaims (www.usclaims.com), has been voted a top service provider by the readers of The Legal Intelligencer in the publication’s “Best of 2014“ survey. The firm earned the gold title of top Case Funding Provider, making it the fifth consecutive year that USClaims has placed in the top tier.

The Legal Intelligencer’s “Best of“ survey asks readers to vote for the best providers of products and services to Pennsylvania’s legal community in more than 40 categories. The results were published in the “Best of 2014“ issue on Oct. 28, 2014. The Legal Intelligencer is the oldest and most respected daily legal journal in the country.

“We are proud to be recognized in the legal community as a top pre-settlement funding provider,“ said Darryl Levine, Founder and President of USClaims. “The goal of our company is to offer the best legal funding services to plaintiffs, so their attorneys have time to pursue a just and fair resolution to their case.“

Founded in 1996, USClaims is the longest continuously operating pre-settlement funding company in the United States. It currently has $35 million in active funding and more than 3,000 clients. The firm operates by purchasing a portion of the anticipated proceeds of a claim and is repaid only if a case is won. In July, the firm was acquired by Florida-based DRB Financial Solutions, LLC, a leading purchaser of structured settlement and annuity payments through its subsidiary DRB Capital, LLC. This move will enable USClaims to assist more customers through DRB’s exceptional access to capital markets and rapidly growing specialty factoring platform.

About USClaims: USClaims (www.usclaims.com) provides non-recourse financial support to personal injury victims some of whom may have suffered catastrophic injuries from defective products, unsafe premises, motor vehicle accidents, and other types of accidents. USClaims supports injured plaintiffs and their attorneys by purchasing a portion of the anticipated recovery, thereby providing the injured plaintiff the means to pay bills and endure the often long and arduous litigation process. USClaims is a longtime member of the industry trade group the American Legal Finance Association (ALFA), and Mr. Levine is a member of its executive committee.

About DRB Financial Solutions, LLC: DRB Financial is a leading purchaser of structured settlement and annuity payments and other types of receivables through its DRB Capital (drbcapital.wpengine.com) and USClaims brands. DRB offers liquidity and optionality to individuals in need of cash who have guaranteed or life contingent structured settlements, annuities or pending personal injury claims.